Finding the right healthcare can be overwhelming. When searching for healthcare it's important to understand your options.
TYPES OF LONGTERM CARE
In the state of Kansas, there are several options for adult care. These options include Nursing Facilities, Assisted Living, Residential Healthcare and Home Plus. Find out more about each of these options and learn why Neuvant House is different from most healthcare residential settings. If you need help, contact us.
Nursing facilities operate 24 hours a day, seven days per week. They focus on the care of six or more individuals who require skilled nursing care to assist with daily care and activities.
Assisted living facilities provide care for six or more individuals who, by choice or due to functional impairments, may need personal care and may need supervised nursing care to compensate for activities of daily living limitations. An assisted living facility includes apartments for residents and provides or coordinates a range of services including personal care or supervised nursing care available 24 hours a day, seven days a week. Generally, the skilled services provided in an assisted living facility are provided on an intermittent or limited term basis, or if limited in scope, on a regular basis.
Residential healthcare facilities provide care for eight or more individuals who, by choice or due to functional impairments, may need personal care and may need supervised nursing care to compensate for activities of daily living limitations. A residential healthcare facility includes individual living units and provides or coordinates personal care or supervised nursing care available 24 hours a day, seven days a week. Generally the skilled services provided in a residential health care facility are provided on an intermittent or limited term basis, or if limited in scope, on a regular basis.
Home plus facilities provide care for not more than twelve individuals who, due to functional impairment, need personal care and may need supervised nursing care to compensate for activities of daily living limitations.
How Neuvant House is Different
Neuvant House West specializes in memory care for individuals with dementia and Alzheimer’s disease. The care team at Neuvant House apply knowledge of caring for memory-impaired people in a way that promotes dignity and peace of mind for our residents and their families.
Our homelike environment promotes self-direction and participation in daily decisions and activities. It is a home that provides personal services by specially trained staff available 24 hours a day. With only 14-private apartments in each home, the care team at Neuvant House can focus on the unique needs of each resident.
We have placed an emphasis on preserving “home-like" qualities to keep the residents active and engaged. This includes the development of personal schedules and programs to strengthen and enrich our resident’s lives. The building has been designed like a home, with common living areas, open kitchen, home cooked meals, social and leisure activities and gardening areas.
Our care team is here to answer any questions you have about your options and what might be right for you or your family member.
It's important to us that you find the best care for your situation. We know that having so many options can be complicated and a little overwhelming. When searching for the right option it is always good to have a the four things below in mind.
Reach out to friends, neighbors, physicians and estate planners to gain information about residential options in the area.
Tour the facility. Be sure to have a list of questions to ask. We suggest that you ask about such things as the qualifications of the staff, the safety features of the residence, the activities, and the amenities/services that are provided on a routine basis.
Consider the distance of the residence to family members, personal physicians, hospitals and other retail stores (pharmacy, grocery, department stores, etc.).
Be sure to ask for an outline of all costs and whether healthcare programs, such as Medicare, Medicaid and private insurance, apply to these costs.
Financial responsibilities can be complicated when selecting the right long-term healthcare option. Today, the average cost for an individual needing assistance with Alzheimer’s care can easily exceed $100,000 annually.
Costs at Neuvant House
Neuvant House charges are based on a flat rate per month fee, which includes residential costs (housing, food, nursing care, activities and maintenance). Skilled nursing costs and resident appointments outside the facility, as well as personal items such as toiletries, medication, furnishings, guest meals and telephone service are the responsibility of the resident.
Long-term care insurance may be applied to the costs at Neuvant House. Medicare and Medicaid cannot be applied to residential costs.
Our care team is available to answer any questions you have regarding costs at Neuvant House. Please contact us at 785.856.7900.
LONG TERM CARE INSURANCE
Long-term care insurance can protect personal assets and inheritance for the family, provide greater choice in the selection of long-term care settings (nursing and assisted living facilities), and generally provide for financial security.
Medicare is a federal health insurance program for people 65 and over and certain disabled people under 65. It does not provide a comprehensive long-term care component and generally does not cover adult care costs in a residential setting; however, it may pay for short-term services (e.g. physical and other therapies) contracted through a home health care agency and provided to the resident at the assisted or residential care facility.
Medicare covers only those skilled nursing facility services rendered to help a beneficiary recover from an acute illness or injury. Medicare is administered by the federal government's Centers for Medicare and Medicaid Services (CMS) and is divided into two parts: Hospital Insurance (Part A); and Medical Insurance (Part B).
Medicaid is a joint federal-state government program designed to provide health care assistance to low-income people, and it has become the major payer of services for care in a nursing facility. In many states, Medicaid will pay for assisted living services, although in most cases such coverage is limited.
PROTECTION FROM IMPOVERISHMENT
In many states, spouses of nursing facility residents are protected from what is termed "spousal impoverishment." This refers to the required depletion of an "at home" spouse's financial resources so that the spouse in a nursing facility can qualify for Medicaid.
States are required to permit the at-home spouse to retain a "maintenance needs allowance" from the other spouse's income that is sufficient to bring the at-home spouse's income to a specified percent of the federal poverty level for a two-person household.
The Department of Veteran's Affairs (VA) provides care in its own facilities to veterans in need of skilled or intermediate nursing care. The VA also provides both skilled and intermediate care to veterans through contracts with community nursing homes.